Q&A: correct Basel transfer-tax, renovation & earthquake answers with sources

- Fix transfer-cost error (Bern 800k exemption removed); Basel-Stadt 1.5%
  self-occupied Neuerwerb → seller-levied, add Schuldbrief cost + cost table
- Add renovation CHF 500-600k derivation, inclusions, timing, overrun risks
- Replace one-line earthquake note with sourced SED/SIA 269-8 explainer
- Mirror all edits into dossier.md; inline source links + Sources footers
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2026-08-02 12:27:06 +02:00
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| Annual owner costs | **CHF 7'416/yr** (incl. CHF 2'700 renewal-fund contribution) |
| Renewal fund (whole bldg.) | CHF 117'014 at 31.12.2024, growing +CHF 50'000/yr |
**Ownership context (from the STWEG documents):** managed by Regimo Basel (new manager Dinvest AG from ~2025/26); the co-owners' association has **planned a phased façade + roof energetic renovation of the whole building, total ≈ CHF 500'000600'000, earliest in ~3 years**, plus an ordered earthquake-safety assessment (~CHF 10'000). Fire-safety upgrades (new flat entrance doors, etc.) were completed in 2024. A ground-floor doctor's practice will be converted to two flats by another owner at that owner's cost.
**Ownership context (from the STWEG documents):** managed by Regimo Basel (new manager Dinvest AG from ~2025/26); the co-owners' association has **planned a phased façade + roof energetic renovation of the whole building — the sum of three staged estimates (roof + PV, rear & front façade) ≈ CHF 500'000600'000 incl. subsidies, earliest start ~3 years out** (full breakdown in §3), plus an ordered earthquake-safety assessment (~CHF 10'000). Fire-safety upgrades (new flat entrance doors, etc.) were completed in 2024. A ground-floor doctor's practice will be converted to two flats by another owner at that owner's cost.
**One-line take:** an honestly-priced, centrally-located city flat with good bones and clear modernization upside — but it comes with a renovation to-do list (yours inside, the building's outside) that the low headline price already reflects.